by Dave Duringer - Protective Law Corp | Jan 15, 2017 | Asset Protection, Estate Planning, Retirement Planning
The new president has an ambitious plan to spend money and cut taxes. Here are a few exchange-traded funds that can provide some ballast for a likely rise in both interest rates and inflation. Source: ETFs For Higher Rates And...
by Dave Duringer - Protective Law Corp | Jan 15, 2017 | Asset Protection, Estate Planning, Retirement Planning
“If you believe in follow the money, you need to follow the baby boomers,” Nerbrand said in a phone interview. “Bond yields may not revert back to their historical averages even if inflation were to rise because the structural story is still there.” Source:...
by Dave Duringer - Protective Law Corp | Jan 15, 2017 | Estate Planning, Retirement Planning
Not too late to avoid this, folks: From a sensorial point of view, it’s impossible to tell the difference between the ‘real thing’ and the virtual experience. The program is purely voluntary and benefits from large economies of scale, so it is affordable to...
by Dave Duringer - Protective Law Corp | Jan 14, 2017 | Asset Protection, Creditors & Predators, Estate Planning, Retirement Planning, Tax Planning
There are many types of advisors, but only lawyers are subject to state bar ethics rules and able to provide attorney-client privilege for confidentiality. Most importantly, planning is not all about money, and we know that. Go to http://Protect.LIFE and let an...
by Dave Duringer - Protective Law Corp | Jan 13, 2017 | Asset Protection, Estate Planning, Income Tax, Property Tax, Retirement Planning, Tax Planning
California slaps high tax rates on the rich, and when they and/or their income leaves the state, the solution is…guess what…more taxes. Including property taxes, especially commercial. Or is it the gun control that is chasing good families away?...
by Dave Duringer - Protective Law Corp | Jan 13, 2017 | Asset Protection, Business Succession, Career Maintenance, Career Preparation, Creditors & Predators, Estate Planning, Estate Tax, Family Maintenance, Family Protection, Financial Mentorship, Gift Tax, Income Tax, Retirement Planning, Tax Planning, Venture Protection
Among the chief goals of succession planning is providing continuity of management and minimizing the tax costs of transferring property interests to new generations.Source: Six Things Family-Owned Firms Should Know About Succession...
by Dave Duringer - Protective Law Corp | Jan 10, 2017 | Asset Protection, Estate Planning, Retirement Planning
Concise, Conversational, Confident… There is a solution to speaking and being heard (in a positive context) in affluent circles. However it requires you, the financial professional, to understand what your affluent prospect (the person you’re engaging in...
by Dave Duringer - Protective Law Corp | Jan 9, 2017 | Asset Protection, Estate Planning, Retirement Planning
Quite a few celebrities with money to burn have wisely invested in commercial real estate as a means to build on their wealth. Source: Thirteen Celebrities Who Also Star as Commercial Real Estate...
by Dave Duringer - Protective Law Corp | Jan 9, 2017 | Asset Protection, Estate Planning, Retirement Planning
Try to guess the best inflation hedge of this century.Thinking of stocks? Bonds? Gold? Nope. You should be thinking of real estate, specifically real estate investment trusts (REITs). REITs, as a class, have produced positive real returns in 14 of the past 16...
by Dave Duringer - Protective Law Corp | Jan 8, 2017 | Asset Protection, Estate Planning, Health Planning, Retirement Planning
Advisors can steer clients towards the technology that will help them in old age. Here are the top five ways. Source: Five Ways Technology Will Change How Your Clients Age
by Dave Duringer - Protective Law Corp | Jan 2, 2017 | Asset Protection, Estate Planning, Retirement Planning, Tax Planning
Hopefully your working clients are maxing out opportunities to save all they can into 401(k)s, IRAs and Roth IRAs. Those who still have money left over should consider purchasing Series EE savings bonds with any extra funds. In the short term, they will get...
by Dave Duringer - Protective Law Corp | Jan 2, 2017 | Asset Protection, Charity, Estate Planning, Family Protection, Retirement Planning, Spendthrift Children, Tax Planning
While it’s important that charities and their staff understand how to match various tools, such as charitable remainder trusts (CRTs), charitable lead trusts (CLTs), charitable gift annuities and other gift plans with the needs of their donors, which may...
by Dave Duringer - Protective Law Corp | Jan 2, 2017 | Asset Protection, Estate Planning, Family Protection, Financial Mentorship, Retirement Planning
“From triple X leveraged products to Vanguard, Millennials have shown they favor the extremes in terms of their growing ETF usage,” said Bloomberg Intelligence ETF Analyst Eric Balchunas. “However, when it comes to calling the Trump rally,...
by Dave Duringer - Protective Law Corp | Jan 2, 2017 | Archived, Asset Protection, Estate Planning, Retirement Planning
Caveat emptor: “That’s where the big money is,” said Barbara Roper, director of investor protection for the Consumer Federation of America in Washington, D.C. “And right now there’s a lot of incentive to encourage people to roll over even when they’d be...
by Dave Duringer - Protective Law Corp | Jan 2, 2017 | Archived, Asset Protection, Estate Planning, Retirement Planning
Who believes anything the financial press says anymore? They have no credibility. Title says forecasts are “doomed” yet the article says strategists are hedging. Well, which is it? It’s funny to watch the money world squirm as it comes to...
by Dave Duringer - Protective Law Corp | Jan 2, 2017 | Asset Protection, Creditors & Predators, Estate Planning, Health Planning, Probate Admin, Retirement Planning, Spendthrift Children, Trust Admin
He has outlived all 10 of his siblings as well as his four wives, the last of whom died in 1988. All of his children have also died, and now he is survived by his grandchildren, great grandchildren, and great-great grandchildren. Source: World’s oldest...
by Dave Duringer - Protective Law Corp | Dec 28, 2016 | Asset Protection, Estate Planning, Retirement Planning
Just under 400,000 American retirees are now living abroad, according to the Social Security Administration. The countries they have chosen most often: Canada, Japan, Mexico, Germany and the United Kingdom.Retirees most often cite the cost of living as the...
by Dave Duringer - Protective Law Corp | Dec 15, 2016 | Asset Protection, Estate Planning, Income Tax, Retirement Planning
A charitable gift annuity can provide a surrogate for fixed income during retirement in an environment of low interest rates that may linger for decades. Source: Charitable Gift Annuities May Answer the Fixed Income...
by Dave Duringer - Protective Law Corp | Oct 20, 2016 | Asset Protection, Estate Planning, Family Maintenance, Family Protection, Retirement Planning
The financial price of divorce is bigger than legal fees and court costs. It also means splitting your assets in two while many costs suddenly double: two homes to maintain, two rents, two electricity bills, and so forth. When women with children divorce, they often...
by Dave Duringer - Protective Law Corp | Sep 16, 2016 | Asset Protection, Estate Planning, Retirement Planning
On this site we often highlight celebrity deaths, elder battles and estates, and invariably, their planning is a mess. We derive some schadenfreude at their expense and hold them up as examples of the value we can provide to our clients: “Even someone who has...
