FPC #10: Retirement Trusts & IRA Protection

For many families, a large portion of the estate rests in a retirement plan which, on its own and without further planning, is essentially a separate estate plan with assets left completely unprotected. How do you protect and preserve the inheritance of retirement assets?

• What is a Qualified Retirement Plan (QRP)?
• What are the features of a QRP during life?
• What happens to a QRP after death?
• What is a Rollover IRA?
• What is an Inherited IRA?
• How does an Inherited IRA differ from a QRP?
• What types of QRP might not convert to an Inherited IRA?
• What is “stretchout”? is it automatic?
• Might your beneficiary spend all the money without realizing it is taxable, then face a disastrous tax liability?
• Is there a WAY to avoid loss of an Inherited IRA? (888-WAY-WILL)

This is one of the focus topics we present on a revolving basis at our weekly “guntrust Challenge” competitions — part shooting match, part quiz show.

So come visit our Family Protection Clinic and gain expertise on estate planning and self-defense!