“It is becoming painfully clear that many of these plans underpriced their original premium as they assumed a broader, healthier risk pool.”
“The ACA enrollment by the end of 2016 is projected by HHS to be less than half (10 million) of the 20 million Americans that CBO has projected to be in the exchange by that time. This is likely due to the lack of affordability for many Americans over 250 percent of poverty (who are getting little to no tax credit subsidy) and/or because they perceive the high deductible benefit to be not worth it (and are either unaware of mandate penalty or prefer it to entire premium payment).”
