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Insurance is a form of risk management, designed to minimize the loss associated with certain events like flood, fire, accidents, disability, and even death.  Most insurance requires an agent and the payment of premiums.  However, there is a type of insurance which you can take out on your own that costs nothing, but will provide your loved ones with incredible peace of mind, when the “Day After” arises.What is the “Day After”? It’s the period immediately following some event (medical emergency, incapacity, entrance into a nursing home, or death) which makes you unable to act for yourself.  Here’s how to implement your “Day After” insurance to protect yourself, your family, and your finances:

Source: Do You Have a “Day After” Insurance Policy? | Pessin Katz Law, P.A. – JDSupra