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When children turn 18, they legally become adults.  If there was a catastrophic life event which rendered them unable to make their own life decisions, their parents no longer have any legal rights.  If the young adult becomes seriously ill or disabled, it may require a court appointed guardian to make financial or medical decisions.  Creating both medical and a financial power of attorneys will provide uninterrupted safeguards.  It is important to make decisions while health is not a concern.

Source: Isn’t a Power of Attorney Just for Old People, Right? Wrong! | Jaburg Wilk – JDSupra