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The kids can work their way through college like we did.

‘Should I dip into my retirement account to pay for college?’People do it, but most financial professionals advise against it. At the very least, experts say, you should limit such withdrawals, so as not to drain your savings. While you or your children can take out student loans, you can’t borrow for your retirement. In the extreme, raiding your retirement funds to pay for college could mean running out of money in your later years — and forcing your offspring to support you.

Source: Should you use your retirement savings to pay for kids’ college? – MarketWatch