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“Delaying conversations until a life event forces the subject means making decisions during a time of crisis that are often driven by emotion — by this time, options are fewer and time is tight — having conversations and a plan of action well before one must make a financial decision allows family members to take more time anticipate, plan and make informed decisions, rather than decisions driven by emotion.

Source: The Last Taboo: Your Parents Still Won’t Talk About Their Money With You | The Trust Advisor

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