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A longer average lifespan has many benefits, but it also means that Americans need more financial support as they age. In 1990, a 65-year-old man would live an average of 15 more years.  Today, a 65 year-old man will live an average of 21 more years.  If not planned for, those additional years of life can cause significant financial strain and threaten our ability to maintain a high quality of life during retirement. In fact, the American Association of Retired Persons published a study revealing that two out of three Americans are more worried about running out of money than dying.1

Source: Estate Planning for an Aging Population

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David R. Duringer, JD, LL.M, is a concealed firearm instructor and tax lawyer specializing in business and estate planning; licensed to practice law in the states of California and Washington. He is managing shareholder at Protective Law Corporation, serving Southern California from its Laguna Hills (Orange County) headquarters and satellite offices in San Diego County (Coronado and Carlsbad).

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