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To gain insight into the criteria that funders are seeking, an attorney may want to speak with an experienced life settlement broker. Although most successful life settlement transactions involve a senior over the age of 70 with a reduced life expectancy and a policy face value of at least $500,000, other factors also play a role (for example, the cost of future premium payments, policy loans, cash build-up and the rating of the insurance carrier). The broker will gladly provide this insight to the attorney.

Source: Facilitating Life Settlements


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David R. Duringer, JD, LL.M, is a concealed firearm instructor and tax lawyer specializing in business and estate planning; licensed to practice law in the states of California and Washington. He is managing shareholder at Protective Law Corporation, serving Southern California from its Laguna Hills (Orange County) headquarters and satellite offices in San Diego County (Coronado and Carlsbad).

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