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Fire at will:

 

Caveat emptor:

“That’s where the big money is,” said Barbara Roper, director of investor protection for the Consumer Federation of America in Washington, D.C. “And right now there’s a lot of incentive to encourage people to roll over even when they’d be better off staying” in a lower-cost 401(k) plan.A postponement of the ruling under Trump would hurt middle-income retirement savers, Roper said. While wealthy investors tend to use financial advisers who already are considered fiduciaries, middle-income clients are likelier to get advice from nonfiduciaries, she said.

Source: What Trump Could Do to Your Clients’ Retirement

One reason that financial planning should start with estate planning is that your attorney, as an objective fiduciary, can guide you through some pretty dangerous waters. Go to http://Protect.LIFE and arrange your free estate plan design meeting.

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