by Dave Duringer - Protective Law Corp | Dec 2, 2019 | Operation & Governance, Venture Protection
Today, the majority of small businesses have their own websites. If you have included original written content such as blog posts, articles, or FAQs on your website as part of your efforts to draw people to your site and engage with new and existing customers,...
by Dave Duringer - Protective Law Corp | Dec 2, 2019 | Business Succession, Estate Planning, Venture Protection
As your small business expands and evolves, it may make sense to consider changing its structure. Many small businesses start out as sole proprietorships or partnerships, with only one or two owners and no employees. Over time, as your business grows and...
by Dave Duringer - Protective Law Corp | Nov 4, 2019 | Business Succession, Financial Mentorship
You have spent years building your small business, but have you taken time to consider what will happen to it when you retire, become disabled, or pass away? Although it is often hard to fathom an event that may not occur for many years, it is important to put...
by Dave Duringer - Protective Law Corp | Oct 18, 2019 | Firearm Legacy, Firearm Training
Several decades ago, an effort to add gun training to California curriculum was opposed by pediatricians here. But other states are discovering the value of this training: Then again, it might. In much of the country, the words guns and schools do tend to go...
by Dave Duringer - Protective Law Corp | Oct 18, 2019 | Estate Planning, Family Maintenance, Family Protection, Firearm Legacy, Religious Faith
Excerpts: Christianity elevated matrimony to a sacrament, affirming its indissolubility. When the Roman Empire collapsed the only reality which endured to form the basis of a new society was the family. The birth of the Middle Ages coincided with the...
by Dave Duringer - Protective Law Corp | Oct 18, 2019 | Asset Protection, Estate Planning, Family Protection, Tax Planning
Dynasty trusts may be a tough sell when it comes to some millenials. How long did AOC say we have, twelve years? On the other hand, clients who are sane may benefit from acting now to create a dynasty trust before the window closes in 2026 — or perhaps...
by Dave Duringer - Protective Law Corp | Oct 18, 2019 | Retirement Planning, Tax Planning
You may find Kiplinger’s updated tax map surprising: Click on any state in the map below for a detailed summary of state taxes on income, property, and everything you buy. Check out our slideshows below, including our picks for the 10 most tax-friendly and the...
by Dave Duringer - Protective Law Corp | Oct 17, 2019 | Firearm Legacy, Firearm Training, News & Commentary
Florida now joins several other states in allowing teachers to carry. Smart teachers will step up and do so. Smart school districts will make it a job...
by Dave Duringer - Protective Law Corp | Oct 4, 2019 | Estate Admin, Estate Planning
Our clients are warned not to make handwritten changes to the trust instrument, and the recent case of Pena v Dey illustrates why: Summary: Where the trust expressly required that amendments be made by a signed writing, handwritten interlineations on a trust...
by Dave Duringer - Protective Law Corp | Oct 4, 2019 | Estate Admin, Estate Planning, Family Protection, Firearm Legacy, Firearm Training, GunLaw.Pro, Incapacity Planning
Enactment of AB 1292 has made estate planning much easier for California gun owners. Read our in-depth article here before access is restricted to members...
by Dave Duringer - Protective Law Corp | Sep 17, 2019 | Business Succession, Buying or Selling a Closely Held Business
As a partner or co-owner (private shareholder) of a business, you’ve spent years building a valuable financial interest in your company. You may have considered setting up a buy-sell agreement to ensure your surviving family a smooth sale of your business...
by Dave Duringer - Protective Law Corp | Sep 17, 2019 | Defensive Gun Use, News & Commentary
An attempted robbery suspect was shot to death after police say he beat a movie theater manager with a bat….. The manager reportedly pulled out a gun and shot and killed the man who was beating her. Story...
by Dave Duringer - Protective Law Corp | Aug 7, 2019 | Defensive Gun Use
A 14-year-old girl fired a 9mm pistol at someone looking to break into her home, according to the Lawrence County Constable Association and confirmed by the Lawrence County Sheriff’s Office. Story here. See our list of similar cases of kids using guns for...
by Dave Duringer - Protective Law Corp | Jul 15, 2019 | Estate Admin, Estate Planning, Family Maintenance, Family Protection, Firearm Legacy, Firearm Training, GunLaw.Pro, Incapacity Planning
UPDATE: See link below this article for updated analysis. *** When Governor Newsom approved AB 1292 on July 12, he made estate planning easier for California gun owners. Why would Sacramento Democrats make death easier for us? I can only speculate, but I’m guessing...
by Dave Duringer - Protective Law Corp | Jun 18, 2019 | Defensive Gun Use, News & Commentary
Not technically a defensive gun use, but kid commando gets even more bonus points for using close contact weapon: “You hit them in the back of the head with a machete?” the 911 operator asked after Braydon told the story. “Did you see if he was bleeding at...
by Dave Duringer - Protective Law Corp | Jun 18, 2019 | Defensive Gun Use, News & Commentary
Trenton, MO, police officer Jasmine Diab, 24, a single mother of a five-year-old girl, was shot in the abdomen by a prisoner she was transporting. A small group of concerned citizens, one of whom was armed, was able to rescue the officer and subdue the suspect...
by Dave Duringer - Protective Law Corp | Apr 9, 2019 | Estate Planning, Estate Tax, Tax Planning
Using quantitative analysis, we’ll show that the grantor’s choice is almost always clear: If her two-year GRAT is funded with marketable securities and is underwater at all prior to the first annuity date, she should cut her losses and start a new GRAT. That...
by Dave Duringer - Protective Law Corp | Apr 7, 2019 | Business Succession, Estate Planning, Venture Protection
With enough lead time, it can be possible to eliminate estate tax, or at least to minimize and defer the payment of such tax. With the estate tax rate a significant 40 percent, this can make all the difference in allowing a business to remain family-owned, for...
by Dave Duringer - Protective Law Corp | Apr 7, 2019 | Estate Planning, Trust Admin
For years, cryptocurrency owners have focused on coin security. Many of our clients protect their coins and accounts from online hackers through offline storage and complex passwords that are memorized but never written down. A recent Canadian bankruptcy filing...
by Dave Duringer - Protective Law Corp | Apr 6, 2019 | Health Planning
UPDATE: Every few months I see a story like the one below, and I try to make the time to blog it. However a few months after posting the story below, I had a client in my office relating a very personal and emotional story at least as amazing as any other such story...
by Dave Duringer - Protective Law Corp | Apr 6, 2019 | Asset Protection, Creditors & Predators, Estate Planning, Tax Planning
Outright distributions, even if staged at various ages, signify outdated planning. The Beneficiary Controlled Trust, pioneered by my friend Steve Oshins and his father, fills the gap between outright distribution and extreme asset protection — very...
by Dave Duringer - Protective Law Corp | Mar 24, 2019 | Firearm Training
Here is a list (current as of March 2019) of those who have passed Front Sight’s Handgun Combat Master skills test: 1. Dr. Ignatius Piazza (Glock 22)—Cert Date Unknown2. Mr. Mark Flinn (Glock 21)—21 Sept 19973. Mr. Lawrence (Lenny) Boulton (Glock 22)—21...
by Dave Duringer - Protective Law Corp | Feb 4, 2019 | Estate Planning, Estate Tax, News & Commentary, Property Tax, Tax Planning
While the estate tax is a perennial boomerang, Warren’s wealth tax tomahawk chop flies in the face of the Constitution’s prohibition on unapportioned scalping: The Constitution prohibits federal direct taxes that are not apportioned by population,...
by Dave Duringer - Protective Law Corp | Nov 3, 2018 | Defensive Gun Use
And these are just the ones picked up by media: Source: Sixty-seven defensive gun uses by people legally carrying guns in public over the past three months – Crime Prevention Research CenterCrime Prevention Research Center
by Dave Duringer - Protective Law Corp | Nov 3, 2018 | Defensive Gun Use
[UPDATE AND CORRECTION: The article linked below is incorrect — due to some very unclear media accounts. Apparently there was an armed white guy who failed to respond, but story here indicates it was another armed citizen, who happens to be BLACK, that actually...
by Dave Duringer - Protective Law Corp | Nov 3, 2018 | Defensive Gun Use, News & Commentary
Good shoot: A brave dad armed with a pistol stopped what could have been a mass shooting Saturday inside an Alabama McDonald’s when he took down a masked gunman who had stormed in and opened fire. The unidentified father was leaving the establishment with...
by Dave Duringer - Protective Law Corp | Nov 3, 2018 | Estate Planning, Family Protection, Health Planning, Incapacity Planning
This flawed article also makes some very good points, so i’m copying a good portion of it below. [Just note that gun ownership is NOT declining as the article states (see here, here, and here).] While discussions about guns and gun ownership are common political...
by Dave Duringer - Protective Law Corp | Nov 3, 2018 | Estate Planning, Family Maintenance, Family Protection
Highly recommend this book by Jordan Peterson. You have to read the book to really understand his 12 rules, listed below. While it goes off on a few philosophical tangents I’m not sure I agree with, the book is a treasure chest of ideas you might include in...
by Dave Duringer - Protective Law Corp | Nov 3, 2018 | Asset Protection, Estate Planning, Family Protection, Firearm Legacy, Firearm Training, Health Planning, Incapacity Planning, Tax Planning
Here is a great little slideshow on top estate planning priorities to avoid tragedy and missed opportunity (“Top 10 Dangers Facing Senior Citizen Clients”) which I summarize below (adding a little California-relevant detail of my own), with a link...
by Dave Duringer - Protective Law Corp | Nov 1, 2018 | Family Maintenance, Family Protection, Health Planning, News & Commentary
Sounds like a good idea, possibly for inclusion in incentive trust planning: “I want to make a promise to myself and to God that I will stay pure until I get married. “I don’t have to have sex to know that I am loved.” The Purity Movement preaches...
by Dave Duringer - Protective Law Corp | Nov 1, 2018 | Estate Planning, Estate Tax, Tax Planning
[UPDATE 30 September 2024 — The Fall of the Republic and likelihood of reduced exclusions from death tax are leading to renewed interest in this technique. While there remains little guidance, if used conservatively it should work for extremely large...
by Dave Duringer - Protective Law Corp | Nov 1, 2018 | Firearm Training
On the importance of dialing 1911 prior to 911: In modern times, we know that people shot with handguns have an 85% chance of survival, provided they get medical treatment. The chances are far lower with shotgun or rifle, but even then modern medicine can...
by Dave Duringer - Protective Law Corp | Oct 31, 2018 | Estate Planning, Family Protection, Punishment
Dead people voting is nothing new, but the phenomenon seems to be increasing. This is a problem if you are a conservative family sort, because dead people tend to vote Democrat. Our Anti-Post-Mortem Suffrage (Anti-PMS) Trust, a type of incentive trust, may be the...
by Dave Duringer - Protective Law Corp | Oct 31, 2018 | Firearm Training, News & Commentary
Someone pulls out and activates a chainsaw on BART while verbalizing a threat of massacre, and you respond by posting a video on Twitter? and BART finds out about it because of your hashtag #BART, apparently because no one else called 911 either? #SMH! “I...
by Dave Duringer - Protective Law Corp | Oct 24, 2018 | Creditors & Predators, Estate Planning, Income Tax, Tax Planning
This Virginia attorney writes a very good article summarizing some of the problems of transferring real estate to a child as an alternative to actual estate planning. Capital gains tax due to loss of basis step-up, medicaid lookback (California’s medi-cal...
by Dave Duringer - Protective Law Corp | Oct 24, 2018 | Blended Families, Dying Embarrassed, Family Maintenance, Family Protection, Health Planning, Horror Stories, News & Commentary
There are lots of ways to die embarrassed. Bad estate planning is one example; see the category above for others. Nothing can top being trampled for eternity while listening to bad puns! Seriously, have you given thought to the ultimate disposition of your remains? Do...
by Dave Duringer - Protective Law Corp | Oct 24, 2018 | Defensive Gun Use, News & Commentary
HALF!? This is far too great an omission to be accidental. This false report has been used to minimize the importance of carry (including at an “active shooter” class i took, given by an anti-CCW former cop). The utility of concealed carry is much higher...
by Dave Duringer - Protective Law Corp | Oct 21, 2018 | Firearm Legacy, Firearm Training
Here are a few notes from my first experience with Handgun Combat Master Prep (HCMP) in a 9/26-27 private training at Front Sight, having recently qualified to take it. (They require that you first take Advanced Tactical Handgun (ATH), and to take ATH you must...
by Dave Duringer - Protective Law Corp | Oct 19, 2018 | Asset Protection, Bloodline Protection, Creditors & Predators, Estate Planning, Income Tax, Spendthrift Children, Tax Planning
California recently (9/14/18) joined a few other states that have enacted the Uniform Trust Decanting Act. A lot of states have decanting statutes, several dozen in fact, but they vary greatly and this uniform act is more restrictive than those in some of the more...
by Dave Duringer - Protective Law Corp | Oct 18, 2018 | Defensive Gun Use, Firearm Training, News & Commentary
Amazing. After decades of advocating gun control “if it saves one life” while ignoring millions of defensive gun uses, the leftist media actually inks a headline braying that one cop — saved by an armed citizen who joined the fray —...
by Dave Duringer - Protective Law Corp | Sep 26, 2018 | Family Protection, News & Commentary, Religious Faith
https://youtu.be/wHfoUWg3zw0 You can tell Brett Kavanaugh’s “virgin defense” is effective — just look how it’s belittled by all the media right now, on the eve of the Senate Judiciary Committee showdown planned for tomorrow. The fact is,...
by Dave Duringer - Protective Law Corp | Sep 7, 2018 | Estate Planning
I hope the spread of this doctrine is halted in the US (it’s already popular offshore). The privacy and testamentary control of trusts is a vital bulwark of family power and therefore freedom. Giving courts power to “bless” is a camel’s...
by Dave Duringer - Protective Law Corp | Sep 7, 2018 | Health Planning, Incapacity Planning
This article is a good overview, written by a financial advisor. However, note that powers of attorney only deal with non-trust assets and are frequently rejected by institutions so be sure that your trust is funded and adequately plans for incapacity as well...
by Dave Duringer - Protective Law Corp | Aug 16, 2018 | Estate Planning, Firearm Legacy
[UPDATE: For the last three years (since August 2016) I have not generally recommended the lifetime funding of gun trusts in California. Passage of AB 1292 in July 2019 has significantly enabled and clarified use of gun trusts — however, there are limits under the new...
by Dave Duringer - Protective Law Corp | Aug 13, 2018 | Firearm Training
Get virtually unlimited free training at the world’s largest shooting school (often called the “Disneyland for gun owners”) simply by attending our free estate planning seminars. Here is mid-2018 status of construction (now fifty...
by Dave Duringer - Protective Law Corp | Jul 23, 2018 | Defensive Gun Use, Firearm Training
Hopefully there was some justification for shooting in the head (other than “I didn’t train enough”): Investigators said it all started when the man’s wife pulled into their driveway Tuesday night. Then the two armed suspects jumped out and tried to...
by Dave Duringer - Protective Law Corp | Jul 23, 2018 | Firearm Training
They bring up some very good points in favor of 9mm, but with our CA roster I was limited to .45 if I wanted a quality all-steel Wilson Combat CQB Compact. Suppressor bans are not the only form of gun control causing injury over time. (Have to say, though, that...
by Dave Duringer - Protective Law Corp | Jul 12, 2018 | Asset Protection, Business Succession, Estate Planning, Limitation of Liability, Venture Protection
In at least one sense business succession planning is like planning for guns: you need to make sure beneficiaries are responsible enough to handle the asset. Plus a little asset protection might be a good idea. Putting aside the ultimate outcome of the...
by Dave Duringer - Protective Law Corp | Jul 7, 2018 | Firearm Legacy, News & Commentary
Here’s MY pick (though i like Barrett, too; Hardiman is also great on Second Amendment but i’m concerned about some of his rulings restricting Fourth Amendment and allowing claims for “gender stereotyping discrimination”): In his personal life,...
by Dave Duringer - Protective Law Corp | Jul 4, 2018 | Health Planning
Have you addressed this issue in your Advanced Health Care Directive? Implantable cardioverter defibrillators (ICDs) differ from pacemakers, which control abnormal heart rhythms. Pacemakers prompt the heart to beat at a normal rate through electrical pulses, whereas...