How to Protect Your Personal Assets as a Business Owner
As a small business owner who puts in long hours to build your enterprise, it can sometimes feel like there is no separation between your personal and professional lives. You are probably willing to make this sacrifice to build a company that reflects your values and...Critique of “California Gun Laws” (2022 edition)
This critique of the 2022 (9th) edition of “California Gun Laws” by C.D. “Chuck” Michel and Matthew D. Cubeiro is not a critique of the entire book, but only a small portion consisting of two sections, Section 3 (“Operation of Law”...Ukraine Beats US, Allows National Carry But Only Long Guns
It’s February 2022 and Ukraine has replaced SARS-CoV-2 as the focus of all news media. My wife is from Ukraine so for many years I blogged on Ukraine on my old World Examiner blog here. Recently I repurposed the WorldExaminer.com domain to point to a page on...How to Resolve Deadlocks in Your LLC
Membership in a limited liability company (LLC) may come with voting rights. Member voting rights are addressed in the LLC operating agreement, which typically provides that LLC members must vote on several issues that are material to the continuance of the business....Why You Might Want to Hire Someone to Be Your Registered Agent
If your business is registered with the state, you are required to name a registered agent at the time of registration or incorporation. A registered agent is the person who receives legal and tax documents on behalf of your business. You or other people in your...Morro Bay Finds Time to Support Baby Murder, While Racking Up Water Code Violations
Only a few months after enacting harmful gun control putting families at risk, Morro Bay City Council on January 25th passed a resolution supporting abortion rights. You might think the Council had better things to do, like maybe avoiding fines of $10,000 or...The Pandemic of the Unarmed & Untrained
Want to stop COVID fast? You have bullets enough. In this post I’ll expand on a great article with a brilliant title, “The Pandemic of the Unarmed,” by Ian Underwood over at Granite Grok. In that article, prompted by Quebec’s plans to...How to Start Your Business Year Strong
It has been a tough couple of years for many small businesses, but, as the adage goes, what doesn’t kill you makes you stronger. Small businesses that survived the challenges of 2020 and 2021—the worst pandemic in US history, a nationwide labor shortage, supply chain...Medical Tyranny: Forced Organ Harvesting in America?
Could we see forced organ harvesting here in the US? Of course the notion seems far-fetched, but over the last couple years we’ve fetched so much culture-rending nonsense from far-away communist China that we could be up to our eyeballs in China soon. We...Morro Bay Enacts Mandatory Firearm Storage Law
The City of Morro Bay has, by a unanimous 5-0 vote of its City Council, enacted Ordinance No. 644, mandating firearm storage effective next week starting October 28, 2021. The new law provides, in pertinent part: No person shall keep a firearm within a...Firearm Training is Main Gun Trust Benefit
Check out our radio ad! Click here: Script: Ronald Reagan warned us: “Freedom is never more than one generation away from extinction.” Your family can beat the odds with a F.I.R.S.T. Family Trust. Developed by Central Coast attorney Dave Duringer, the Firearm...Listen to our new Radio Ad
Check out our new radio ad, commencing today on the Andy Caldwell Show, K-NEWS 98.5 FM…best talk radio on the Central Coast! Posted with permission of the Andy Caldwell Show and Dimes Media. Click here: Script: Ronald Reagan warned us: “Freedom is never more...Recoil Magazine Cut Out the Main Point of My Article!
The well-respected Recoil Magazine published an article of mine in their latest issue, which went on sale last week. Whoopee! Except they cut out my main point (!) and since i wrote the entire article submission to support that point, it reads like a jumbled...What You Need to Know about Buy-Sell Agreements
If you are a business owner, you probably worry about your bottom line, employee retention, and health insurance premiums, but have you also considered what will happen to your business if you are in an accident? What if your business partner gets divorced and...California Prop 19 Passed, Urgent Action Recommended
Barring any assistance from a Kraken tentacle or two, it looks like California’s Prop 19 passed. Many families will be negatively affected and you should contact us right away for preliminary legal advice on whether you might benefit from taking immediate...Five Considerations Before You Use a Payment Demand Letter
To our estate planning and administration clients with businesses in their estates: As a business owner, it is almost guaranteed that you will encounter some variation of the following scenario: You engaged a client and completed fantastic work. The products...Lifeguard, Age 17, Shoots Three Convicts in Self-Defense with AR, Killing Two and Maiming Third
[For other examples of kids using guns in self-defense, click here.] Kyle is being charged, purely out of political expediency, despite ample video evidence of valid cause for self-defense in each of the three shootings. Kyle is a lifeguard who showed up to help...Mortgage Lenders Stop Funding Loans in Trust
UPDATE: After a week of turmoil, looks like the mortgage bond market has stabilized a bit and mortgage loans on properties held in trusts are again saleable in the secondary market. Sanity has returned for now, at least while the market is taking whatever...Homeland Security Designates Gun Stores, Shooting Ranges, as Essential Business
The federal Department of Homeland Security has declared gun stores and shooting ranges to be part of our nationwide “essential critical infrastructure workforce” in sharp contradiction to what many localities are doing in shutting down gun stores...Boy, Age 13, Shoots Man Assaulting Grandmother
Next time some politician says you should block your kids from accessing your firearms, even if trained, consider this: Deputies arrived and found an adult male with a gunshot wound to his lower back. Deputies learned that the subject that had been shot was...Hobby Lobby Celebrates ‘Christ the Lord’ in Full-Page Christmas Ads
The reason for the season. "Today in the town of David a savior has been born to you; He is Christ the Lord." – Luke 2:11https://t.co/ePL8UKhjFY pic.twitter.com/P6L4hBPHeg— Official Hobby Lobby (@HobbyLobby) December 25, 2019 Do you have a...SECURE Act: How It Will Affect You and the Beneficiaries of Your Retirement Accounts
Dear Clients and Students, On December 20, 2019, President Trump signed the Setting Every Community Up for Retirement Enhancement Act (SECURE Act). The SECURE Act, which is effective January 1, 2020. The Act is the most impactful legislation affecting...Graphic Video: Texas Church Members Use Pistols to Stop Long Gunner
[The video of this shooting is disappearing from the internet so I am posting it for students — take advantage of my offer of virtually unlimited free firearm training for you and everyone at your California place of worship.] The shooting occurred today...Sweeping New Puerto Rico Gun Law Adopts Shall-Issue Right to Carry, Recognizes Permits of All States
New Puerto Rico law, Act No. 168, greatly expands gun rights in the US territory effective next week on January 1, 2020. The law adopts a “shall-issue” type of concealed carry permit issuance and cites specifically the need to comply with Supreme...Pregnant Florida mom uses AR-15, kills home intruder
I regret that i lack time to blog more Defensive Gun Use (DGU) stories, even some interesting ones, but i cannot let 2019 close without blogging this recent story about a woman eight months pregnant who used an AR-15 to defend her husband and 11-year-old...President Trump Signs HUGE Tax Increase on Families (SECURE Act)
Yesterday with all eyes focused on impeachment, President Trump signed into law the Setting Every Community Up for Retirement Enhancement (SECURE) Act, part of the 1,700 page, $1.4 trillion Further Consolidated Appropriations Act, 2020 (H.R. 1865, as amended)....Is Your Original Written Content Protected from Theft?
Today, the majority of small businesses have their own websites. If you have included original written content such as blog posts, articles, or FAQs on your website as part of your efforts to draw people to your site and engage with new and existing customers,...4 Reasons to Consider Changing Your Business Structure
As your small business expands and evolves, it may make sense to consider changing its structure. Many small businesses start out as sole proprietorships or partnerships, with only one or two owners and no employees. Over time, as your business grows and...6 Key Considerations for Passing Down a Family Business
You have spent years building your small business, but have you taken time to consider what will happen to it when you retire, become disabled, or pass away? Although it is often hard to fathom an event that may not occur for many years, it is important to put...High School Shooting Teams Are Getting Wildly Popular — And the NRA Is Helping
Several decades ago, an effort to add gun training to California curriculum was opposed by pediatricians here. But other states are discovering the value of this training: Then again, it might. In much of the country, the words guns and schools do tend to go...Family and the Revolution
Excerpts: Christianity elevated matrimony to a sacrament, affirming its indissolubility. When the Roman Empire collapsed the only reality which endured to form the basis of a new society was the family. The birth of the Middle Ages coincided with the...Create a Dynasty Trust before Window Slams Shut
Dynasty trusts may be a tough sell when it comes to some millenials. How long did AOC say we have, twelve years? On the other hand, clients who are sane may benefit from acting now to create a dynasty trust before the window closes in 2026 — or perhaps...Kiplinger’s State-by-State Guide to Taxes
You may find Kiplinger’s updated tax map surprising: Click on any state in the map below for a detailed summary of state taxes on income, property, and everything you buy. Check out our slideshows below, including our picks for the 10 most tax-friendly and the...Florida Allows Teachers to Carry
Florida now joins several other states in allowing teachers to carry. Smart teachers will step up and do so. Smart school districts will make it a job...PENA V. DEY – a warning to avoid handwritten trust amendments
Our clients are warned not to make handwritten changes to the trust instrument, and the recent case of Pena v Dey illustrates why: Summary: Where the trust expressly required that amendments be made by a signed writing, handwritten interlineations on a trust...Gun Trusts are Back!
Enactment of AB 1292 has made estate planning much easier for California gun owners. Read our in-depth article here before access is restricted to members...Funding a Buy-Sell Agreement with Life Insurance
As a partner or co-owner (private shareholder) of a business, you’ve spent years building a valuable financial interest in your company. You may have considered setting up a buy-sell agreement to ensure your surviving family a smooth sale of your business...Drive-in theater manager kills man who beat her with bat
An attempted robbery suspect was shot to death after police say he beat a movie theater manager with a bat….. The manager reportedly pulled out a gun and shot and killed the man who was beating her. Story...14-year-old girl fires gun to save sisters from intruder
A 14-year-old girl fired a 9mm pistol at someone looking to break into her home, according to the Lawrence County Constable Association and confirmed by the Lawrence County Sheriff’s Office. Story here. See our list of similar cases of kids using guns for...Return of the Gun Trust: AB 1292 Eases Estate Planning for California Gun Owners
When Governor Newsom approved AB 1292 on July 12, he made estate planning easier for California gun owners. Why would Sacramento Democrats make death easier for us? I can only speculate, but I’m guessing it’s because the confusing state of the law put non-gun...Orange County Boy, 11, Strikes Burglar with Machete
Not technically a defensive gun use, but kid commando gets even more bonus points for using close contact weapon: “You hit them in the back of the head with a machete?” the 911 operator asked after Braydon told the story. “Did you see if he was bleeding at...Officer Shot, Armed Citizen Comes To Her Rescue
Trenton, MO, police officer Jasmine Diab, 24, a single mother of a five-year-old girl, was shot in the abdomen by a prisoner she was transporting. A small group of concerned citizens, one of whom was armed, was able to rescue the officer and subdue the suspect...It Pays to Be Ruthless When Killing GRATs
Using quantitative analysis, we’ll show that the grantor’s choice is almost always clear: If her two-year GRAT is funded with marketable securities and is underwater at all prior to the first annuity date, she should cut her losses and start a new GRAT. That...Succession Planning for Wineries and Vineyards
With enough lead time, it can be possible to eliminate estate tax, or at least to minimize and defer the payment of such tax. With the estate tax rate a significant 40 percent, this can make all the difference in allowing a business to remain family-owned, for...Share Your Cryptocurrency Passwords
For years, cryptocurrency owners have focused on coin security. Many of our clients protect their coins and accounts from online hackers through offline storage and complex passwords that are memorized but never written down. A recent Canadian bankruptcy filing...Nearly brain-dead woman survives after being removed from life support
UPDATE: Every few months I see a story like the one below, and I try to make the time to blog it. However a few months after posting the story below, I had a client in my office relating a very personal and emotional story at least as amazing as any other such story...The Beneficiary Controlled Trust
Outright distributions, even if staged at various ages, signify outdated planning. The Beneficiary Controlled Trust, pioneered by my friend Steve Oshins and his father, fills the gap between outright distribution and extreme asset protection — very...Front Sight Handgun Combat Masters — List
Here is a list (current as of March 2019) of those who have passed Front Sight’s Handgun Combat Master skills test: 1. Dr. Ignatius Piazza (Glock 22)—Cert Date Unknown2. Mr. Mark Flinn (Glock 21)—21 Sept 19973. Mr. Lawrence (Lenny) Boulton (Glock 22)—21...Warren’s Wealth Tax Unconstitutional
While the estate tax is a perennial boomerang, Warren’s wealth tax tomahawk chop flies in the face of the Constitution’s prohibition on unapportioned scalping: The Constitution prohibits federal direct taxes that are not apportioned by population,...
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