3 tips for finding a great financial planner
I would also add, do they claim to be experts on estate planning, and then send you to LegalZoom or some trust mill attorney to save money? Lastly, what is the planner’s principal source of income? Do they sell products to you from third parties like life...Kori Ali Muhammad, suspected Fresno gunman, shouted ‘Allahu Akbar’ during arrest – Washington Times
Kori Ali Muhammad, 39, shouted “Allahu Akbar,” or “God is great” in Arabic, as he was being taken into custody, the Fresno Police Department said.Two of the victims were fatally shot outside Catholic Charities in the 100 block of North Fulton Street, the third...Russian Robot Shoots
San Bernardino school shooter: Psychiatric probs due to work injury?
The state Division of Workers’ Compensation website showed Anderson had filed two cases alleging he was hurt between Dec. 1, 2012, and Oct. 14, 2014, while working for Cushman & Wakefield Inc. Records showed he said he had injured his head, neck, arm, back and...Protect multiple generations with a dynasty trust
Regardless of the tax implications, there are several nontax reasons to set up a dynasty trust. First, you can designate the beneficiaries of the trust assets spanning multiple generations. Typically, you might provide for the assets to follow a line of...The portability of trusts
This article makes an important point about portability in terms of moving a trust from state to state, not to be confused with porting unused estate tax exclusion from a deceased spouse. The former is easier with revocable trusts but also attainable with...Tax Havens Can Be Surprisingly Close to Home
Nations lose hundreds of billions of dollars every year through tax evasion and avoidance facilitated by havens. Gabriel Zucman, an economist at the University of California, Berkeley, has estimated that as of 2013, about 10 percent of the world’s...San Bernardino School Shooting: Concealed Carry Ban Fails to Ban Concealed Carry
UPDATE: One of the kids died, so MORE blood on the gun grabbers’ hands. Some sort of domestic dispute between the teacher and her husband who easily entered the school with a concealed handgun because “concealed is concealed” and apparently...Woman shoots, kills man trying to rob her
A woman shot and killed an attempted robber Thursday afternoon after he and one other man tried to rob three people in her apartment. Source: Woman shoots, kills man trying to rob her | KSDK.comUltimate tyrant’s goal: Nationalizing children
Communist Party Education Workers Congress, 1918: “We must create out of the younger generation a generation of Communists. We must turn children, who can be shaped like wax, into real, good Communists. … We must remove the children from the crude influence of...Rockefeller’s legacy: Enabling sexual revolution
The Rockefeller Foundation also gave financial aid to Germany’s Eugenics programs and later America’s two most important eugenic sexual revolutionaries: the father of the sexual revolution, Dr. Alfred Kinsey of Indiana University’s Kinsey Institute, and...Marry a bird? Marry a laptop? Judge says no
U.S. District Judge Henry Wilhoit Jr. dismissed the claims that had been brought by Chris Sevier, who claimed he has a “constitutional right to marry his laptop computer,” and Elizabeth Ording, who “claims she has a constitutional right to marry an...Now we need a college degree to parent?
If the government can force child care workers to get degrees – what’s next? If a mom (or dad) decides that one should stay at home and raise the children, should he or she also be required to obtain a college degree? And if not, why not? Source: Now we need a...Gay Voters, Fearful of Muslim Terror, Support Abolition of Same-Sex Marriage
This content is for members onlyTime, Nat Geo push ‘astonishingly perverse covers’
Another tool the establishment uses to serve its agenda, according to Newman, is the undermining of the family unit, which has traditionally served as the “transmission belt” for moral values, patriotism, national culture and religious beliefs. One way to...Uber driver shoots man trying to jack his car in Mid City, police say
Hard to be certain based on a short news account, and I am not very familiar with Louisiana law on self-defense. Perhaps due to its proximity to Texas it allows use of deadly force in some situations to protect property. But that is definitely not allowed in...Trump praised for cutting funds for U.N.’s forced abortions
The forced abortions continue, Reggie Littlejohn, founder and president of Women’s Rights Without Frontiers, has confirmed, under China’s “two-child” policy instead of its original one-child limit. Source: Trump praised for cutting funds for U.N.’s forced...11 fake ‘safety’ concerns that cause real victims
Any notion that Obama and his presumed successor, corrupt Hillary, were agents of “peace” looks more and more preposterous. 1 Thessalonians 5:3 comes to mind: “While people are saying, ‘Peace and safety,’ destruction will come on them suddenly. …”Let’s keep...Stay-at-Home Mothers on the Rise?
After embracing increasingly feminist family attitudes from the 1970s to the 1990s, young adults are more likely to embrace traditional attitudes about male breadwinning, female homemaking and male authority in the home, according to a new report from...Indiana pharmacy owner grabs gun, chases off burglary suspect
I guess today is the day for reporting pharmacist DGU’s. Have to point out here that warning shots are almost NEVER a good idea and usually indicate a lack of training. Extremely reckless in an urban or suburban environment especially. Deputies say he...Intruder strikes homeowner in head with crowbar, gets shot
Why did the homeowner let the intruder get close enough to strike him in the head with a crowbar? Whether the crowbar was visible or not, DISTANCE IS YOUR FRIEND. That is the main reason God and Sam Colt gave us guns. LUCKY he got a shot off. LUCKY the thigh...The raw, bloody subject most artists won’t touch
Artists have a chance to prove we truly are the significant and powerful change agents that we’ve convinced ourselves we are. Will there be an opera made about abortion? Films and plays make a potent stage for the private tragedies of abortion. Novels and...Apple Valley Pharmacist Shoots Armed Robbery Suspect
APPLE VALLEY — An alleged armed robbery at a local pharmacy was foiled when one suspect was shot by the pharmacist Friday evening, authorities said, but a second suspect remains at large. Source: Alleged armed robber shot; second suspect still at...Trump’s war on abortion begins!
Abortion is inherently racist. Many of you already know that Margaret Sanger, founder of Planned Parenthood and creator of the Negro Project (a program designed to sterilize unknowing black women), hoped to rid the earth of those she deemed “undesirables.” It’s...Going grey early increases heart attack risk
Scientists have discovered that hair whitening can indicate an increased risk of damage to arteries supplying the heart with blood.Some of the biological mechanisms driving coronary artery disease are also responsible for greying hair, they believe. Source:...TED-Talkin’ Muslim activist’s 3-word #BlackLivesMatter essay gets him into Stanford
“Ahmed is the perfect student for the present state of higher education,” Greer said. “It is not about developing young minds for the real world – it is all about indoctrinating young Americans to accept progressive dogma.”Ahmed told Mic.com he has also been...Where Are The Best And Worst States To Retire?
To rank the states according to what people say they want in retirement, we pull together data on these eight criteria:Cost of livingHealthcare qualityCrimeCultural vitalityWeatherTaxesSenior citizens’ overall well-beingThe prevalence of other seniorsTwo of our...New Commodity ETFs Structured to Avoid Need for K-1 Filing
ETF Securities Group, a U.K.-based asset manager, launched three ETFs on the NYSE Arca exchange that track the Bloomberg Commodity Indices, on March 31. The funds are among thousands traded on the exchange but stand out because they are broad-based and...The flexibility of stretch IRAs: Learn how your IRA can benefit your spouse and other beneficiaries
IRA stretch is great in theory, but your beneficiary can withdraw the principal at any time and there is no asset protection. As an estate planning attorney, I can make the stretch real by using an asset-protected standalone IRA Beneficiary Trust, separate from...States With the Highest (and Lowest) Taxes for Retirees
In general, the most tax-friendly states for retirees are, in order, Alaska, Delaware, Georgia, Nevada, and Wyoming, according to the J.P. Morgan report. The least tax-friendly states, in order, are New Jersey, Connecticut, New York, Maine, and Vermont. Property taxes...Beware The Constructive Trust When Relying On ‘Informal’ Estate Distributions
In Georgia, generally, a constructive trust cannot be imposed on real property based solely on a broken verbal promise to hold or transfer the land for the benefit of another. However, a broken verbal promise may give rise to a constructive trust if it was...High-Net-Worth Investors Look to Suburban Office Buildings and Transition Assets to Get Yield
HNWI are starting to look hard at suburban office markets again, which we haven’t seen this investor group pursue in quite some time. Industrial space has been very competitive the last several years, so unlikely the HNWIs will go after industrial assets this...Should you use your retirement savings to pay for kids’ college? – MarketWatch
The kids can work their way through college like we did. ‘Should I dip into my retirement account to pay for college?’People do it, but most financial professionals advise against it. At the very least, experts say, you should limit such withdrawals, so as not...The IRS has been quietly confiscating millions from small business owners
And it’s not just that the IRS occasionally seizes the assets of innocent business owners by mistake and is unaware of the problems with its methodology: According to the TIGTA report, the IRS almost always misses the mark. The watchdog randomly selected 278...Take this secret to the grave, and it’ll cost you
Only a third of people have told their heirs where they can find key documents like their will or powers of attorney, according to a new survey from BMO Wealth Management. Another one in 10 has provided heirs with copies of the original documents. Source: Take...Feds fund ‘how to be a good Muslim’ lessons for U.S. schoolkids
CAN says it is not aware of any federal funding of comparable programs on Christianity, Hinduism, Judaism or any other major religion. But the “Access Islam” program teaches students how to convert to Islam and how to practice its “Five Pillars.” Source: Feds...Ex-atheist of ‘Case for Christ’ on how to help friends meet Jesus
Studies have shown that most of the famous atheists of history: [Albert] Camus, [Jean-Paul] Sartre, [Friedrich] Nietzsche, [Sigmund] Freud, Voltaire, [H.G.] Wells, [Ludwig] Feuerbach, all had a father that either died when they were young, divorced their mother...NRA-ILA | Firearms Purchases Still Trending Up
We’ve covered – and debunked – the claims that firearms sales are significantly declining under the Trump Administration. The latest FBI report on NICS checks for March 2017 should help put any lingering claims about the “Trump Slump” to bed. Source: NRA-ILA |...Disney’s Metal Detectors Cannot Protect You From These Hands
Disney screens visitors with metal detectors, pretending it can protect them against violence. What about undetectable ceramic knives? Or this woman’s hands? A Michigan woman was arrested Wednesday night, accused of choking a high school girl during a...Moderate Journalist Explains Rules Apply Before Wives can be Beaten by their Husbands
IRS Recognizes Retroactive Validity of GRAT Based Upon Court Reformation
In this matter, the draftsman failed to include language prohibiting the trustee from issuing a note, other debt instrument, option or other similar financial arrangement in satisfaction of the annuity obligation as required by § 25.2702-3(d)(6) of the Gift Tax...To Defer or Not To Defer—How About Both?
“If you look at the conventional advice that’s given, there doesn’t seem to be much acknowledgment of this idea of tax uncertainty,” he notes. “That advice is often based on this idea of ‘compare your income today to your expected income in retirement,’ and our...A Case for Tennessee PFTCs
Tennessee recently updated its private family trust company (PFTC) laws in 2016 to expand both the family clients and family office employees that they can serve. These changes can help ultra-high-net-worth (UHNW) families and family offices meet their needs....Neil Gorsuch, Donald Trump’s Supreme Court pick, confirmed by Senate – Washington Times
The Senate confirmed Judge Neil Gorsuch to the Supreme Court Friday morning, thrilling conservatives and angering liberals who expect him to be in the mold of the late Justice Antonin Scalia, whose seat he will take.The 54-45 vote was also a victory for...Estate Planning Pitfall: You reside in a state with high estate tax
Sacramento is at this moment plotting to bring back the estate tax here. Also, you might own property, or plan to retire, in one of these states. Do you have a flexible estate plan? Reforms being debated by Congress could repeal the federal estate tax with...College student dies days after pancake-eating contest
Tragic, tear-jerking story — but try as they might to cast her untimely death in the heroic cloth of charitable enterprise, there remains something embarrassing about dying while stuffing your mouth full of pancakes. Apparently according to the updated...Florida Electronic Wills Act
The only difference I see between this and what we already have with LegalZoom etc is that when I provide electronic drafts clients often like to print them out anyway, plus I sometimes have difficulty getting elderly clients to use email at all. If it takes...How to Help Clients Spot Warning Signs of Real Estate Investments
For many years I was an attorney for landlords and my wife and I are both real estate brokers and between us have decades of experience in a number of real estate fields. If you need a broker, we can find the right one for you, or for your client. To avoid the...3 Steps to Prepare for Grieving Client Needs
Where do you start? Ask the right questions. Before the conversation turns to finances, ask open-ended question that invite your clients to tell the story and give you a window into their lives and experiences in light of the loss. This is healing for your...
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