What Is a Business Grant and How Do I Obtain One?
A business grant is a form of financial assistance given to a company by a government agency or private organization for a specific purpose. Grants, unlike loans, do not need to be paid back. Despite this benefit, finding a grant that your business qualifies for and...How Do I Prepare To Meet with a Business Lawyer?
Businesses are governed by laws and regulations that affect nearly every aspect of their operation. From formation, hiring, and firing, to drafting contracts, resolving disputes, and dissolving or selling the company, there are numerous legal matters that arise during...Personal Guarantees: What Are They and When Are They Required?
Your new business needs a capital infusion to get off the ground. The only problem is that a new business is not established enough to have generated a business credit report. It may also be lacking assets that can be used as loan collateral. Without a business credit...Key Person Insurance: What Is It and Do I Need It?
We protect what we value most with insurance. Car insurance and home insurance ensure that we can financially survive a major property loss. Life insurance pays money to beneficiaries after a death, acting as a financial lifeline to the deceased’s loved ones. Business...Business Ownership Considerations for Non–US Residents
Moving to a new country and starting a life there presents myriad challenges. Founding a business in the United States as a nonresident can be even more challenging. It requires navigating a convoluted immigration system, which specifically lacks a startup founders...Considerations Before Owning a Business with Your Spouse
Both running a successful business and having a successful marriage require commitment and hard work. Operating a business as a married couple can present its share of challenges, but being devoted to one another as spouses and as business partners can bring higher...Business Ownership and Divorce: What You Need to Know
Divorce is rarely simple. When two people’s lives are intertwined—physically, emotionally, and legally—separating the individual strands can be a task akin to untying the Gordian knot. The longer a couple has been together and the more they share, the more difficult...59% of Ukrainians Support Right to Carry Gun in Public (Government Poll)
59% of Ukrainians who took part in a poll through the Dіia application are in favor of allowing all citizens to have a gun and carry it in public places. Deputy Prime Minister, Minister of Digital Transformation Mykhailo Fedorov announced this on Facebook, Ukrainian...This Month SCOTUS Will Recognize Your Right to Bear Arms – Are You Ready?
This month, June of 2022, the Supreme Court of the United States, in the case of NYSRPA v Bruen, will hold that you have a fundamental individual right to carry a firearm for self-defense outside of your home, in public. Not that you don’t already have that...Why You Should Consider Putting Your LLC into a Trust
The limited liability company (LLC) is a popular business structure that offers liability protection and avoidance of double taxation. Trusts are popular asset transfer vehicles that allow you to avoid probate and keep assets out of the hands of creditors. By placing...Woman with Pistol Stops Attacker Firing AR-15 at Grad Party
In Charleston, West Virginia, a woman licensed to carry a pistol used it to stop a man who was shooting up a high school graduation party. The man was speeding at an apartment complex and was asked by party attendees to slow down, because of kids nearby. Apparently...Prodigal Son Breaks News To Dad That He Spent His Entire Inheritance On Gender Studies Degree
I stole the title of this post from a great Babylon Bee article that just came out. For those who don’t know, Babylon Bee is satire. Strangely, their satirical articles often do come true. And this particular title hews closely enough to family settings often...Ukrainian App Diia Launches Poll on Arming Civilians
[UPDATE — POLL RESULTS: 59% of Ukrainians supported right to carry gun in public] The Ukrainian application “Diia” (digital documents and government services) launched a survey on the attitude of Ukrainians to the legalization of weapons for...Another Mass Shooting at School without Armed Teachers
[UPDATE: If I’d have held off on posting a bit, the title might have been “Cops Kill 19 Kids and 3 Adults in Uvalde, TX”. So much info has come out putting cops in a bad light here, preventing not just parents entering but even preventing a border...Should My Business Use Arbitration Clauses?
Arbitration provisions, which allow legal disputes to be settled outside of the court system, are increasingly found in contracts of all kinds, including employment contracts. A series of court rulings over the years has spurred the increased use of arbitration...What Is the Difference between a Trust and an LLC?
Trusts and limited liability companies (LLCs) are both legal vehicles that can be used to manage and protect assets, minimize taxation, and avoid probate. Whether a trust or an LLC is a better choice may depend on the type of asset, but you do not necessarily have to...NINTH CIRCUIT PANEL STRIKES SEMI-AUTO RIFLE BAN FOR YOUNG ADULTS
Good tidings from the Second Amendment Foundation: A three-judge panel for the Ninth U.S. Circuit Court of Appeals on Wednesday struck down a California prohibition on sales of semiautomatic rifles to young adults in the 18-20-year-old range, remanding the case back...Considering Bankruptcy for Your Small Business? Here Is What You Need to Know
Starting a small business entails significant risk. You forego the security of a steady paycheck to create economic opportunities for yourself. Business failure rates have remained steady over the years, but the statistics are pretty daunting: by the five-year mark,...Member-Managed vs. Manager-Managed LLCs: What Is the Difference?
When setting up your business, one of the most significant decisions you will make is which type of entity to form. If you have settled on forming a limited liability company (LLC), you must also choose the type of management structure it will have. LLCs can be...Use a Grant Deed to Fund Your Trust (NOT a Quitclaim)
Even simple estate plans can fail if the revocable trust is not properly funded, especially with all real estate owned by decedent. If the decedent’s real estate is not properly transferred to trust, then unless there are other viable options (like an expensive...The BDOT Option for Trusted Beneficiaries
The Beneficiary Deemed Owner Trust (BDOT) is one of several options to consider for “trusted beneficiaries” (pun intended) to whom you are open to giving some access to trust income and/or principal. (Another option might be the Beneficiary Controlled...Israelis with gun licenses should carry arms, says Prime Minister
Since the drive-by terrorist shootings in Bnei Brak a couple of days ago, which killed five people and ended with the terrorist’s death in a gun battle with two police officers, one of whom was killed, Israel has decided to be more proactive in defending against...How Do I Change the Directors on My Corporate Board?
Corporate directors act as the governing body of a corporation. They manage the corporation’s business on behalf of the individuals who own the corporation. Directors serve on a board, and the board acts as a group to exercise the corporation’s powers. The board of...What would George Washington do in a Mass Shooting (or Ukraine)?
Mass Shooting First, the mass shooting scenario: Would George Washington run to the fire? Or would he simply call 911 and run to safety? None of us can know in advance whether we will be capable and willing to deliver heroism in such a situation. We can assume our...What to Include In Your Business Service Agreement
Small businesses account for nearly half of the economic activity in the United States. To successfully compete with bigger competitors, small businesses are increasingly outsourcing to improve their efficiency and lower costs. Outsourcing allows companies to expand...Vigano is Right to Fight NWO, Wrong to Appease Putin
Ukraine has replaced COVID in the news and it hits me personally because my wife’s entire family lives in eastern Ukraine. A nephew over there is like a brother to my daughter, due to the many summers she spent there as a child. Vigano Spreads False Russian...How to Protect Your Personal Assets as a Business Owner
As a small business owner who puts in long hours to build your enterprise, it can sometimes feel like there is no separation between your personal and professional lives. You are probably willing to make this sacrifice to build a company that reflects your values and...Critique of “California Gun Laws” (2022 edition)
This critique of the 2022 (9th) edition of “California Gun Laws” by C.D. “Chuck” Michel and Matthew D. Cubeiro is not a critique of the entire book, but only a small portion consisting of two sections, Section 3 (“Operation of Law”...Ukraine Beats US, Allows National Carry But Only Long Guns
It’s February 2022 and Ukraine has replaced SARS-CoV-2 as the focus of all news media. My wife is from Ukraine so for many years I blogged on Ukraine on my old World Examiner blog here. Recently I repurposed the WorldExaminer.com domain to point to a page on...How to Resolve Deadlocks in Your LLC
Membership in a limited liability company (LLC) may come with voting rights. Member voting rights are addressed in the LLC operating agreement, which typically provides that LLC members must vote on several issues that are material to the continuance of the business....Why You Might Want to Hire Someone to Be Your Registered Agent
If your business is registered with the state, you are required to name a registered agent at the time of registration or incorporation. A registered agent is the person who receives legal and tax documents on behalf of your business. You or other people in your...Morro Bay Finds Time to Support Baby Murder, While Racking Up Water Code Violations
Only a few months after enacting harmful gun control putting families at risk, Morro Bay City Council on January 25th passed a resolution supporting abortion rights. You might think the Council had better things to do, like maybe avoiding fines of $10,000 or...The Pandemic of the Unarmed & Untrained
Want to stop COVID fast? You have bullets enough. In this post I’ll expand on a great article with a brilliant title, “The Pandemic of the Unarmed,” by Ian Underwood over at Granite Grok. In that article, prompted by Quebec’s plans to...How to Start Your Business Year Strong
It has been a tough couple of years for many small businesses, but, as the adage goes, what doesn’t kill you makes you stronger. Small businesses that survived the challenges of 2020 and 2021—the worst pandemic in US history, a nationwide labor shortage, supply chain...Medical Tyranny: Forced Organ Harvesting in America?
Could we see forced organ harvesting here in the US? Of course the notion seems far-fetched, but over the last couple years we’ve fetched so much culture-rending nonsense from far-away communist China that we could be up to our eyeballs in China soon. We...Morro Bay Enacts Mandatory Firearm Storage Law
The City of Morro Bay has, by a unanimous 5-0 vote of its City Council, enacted Ordinance No. 644, mandating firearm storage effective next week starting October 28, 2021. The new law provides, in pertinent part: No person shall keep a firearm within a...Firearm Training is Main Gun Trust Benefit
Check out our radio ad! Click here: Script: Ronald Reagan warned us: “Freedom is never more than one generation away from extinction.” Your family can beat the odds with a F.I.R.S.T. Family Trust. Developed by Central Coast attorney Dave Duringer, the Firearm...Listen to our new Radio Ad
Check out our new radio ad, commencing today on the Andy Caldwell Show, K-NEWS 98.5 FM…best talk radio on the Central Coast! Posted with permission of the Andy Caldwell Show and Dimes Media. Click here: Script: Ronald Reagan warned us: “Freedom is never more...Recoil Magazine Cut Out the Main Point of My Article!
The well-respected Recoil Magazine published an article of mine in their latest issue, which went on sale last week. Whoopee! Except they cut out my main point (!) and since i wrote the entire article submission to support that point, it reads like a jumbled...What You Need to Know about Buy-Sell Agreements
If you are a business owner, you probably worry about your bottom line, employee retention, and health insurance premiums, but have you also considered what will happen to your business if you are in an accident? What if your business partner gets divorced and...California Prop 19 Passed, Urgent Action Recommended
Barring any assistance from a Kraken tentacle or two, it looks like California’s Prop 19 passed. Many families will be negatively affected and you should contact us right away for preliminary legal advice on whether you might benefit from taking immediate...Five Considerations Before You Use a Payment Demand Letter
To our estate planning and administration clients with businesses in their estates: As a business owner, it is almost guaranteed that you will encounter some variation of the following scenario: You engaged a client and completed fantastic work. The products...Lifeguard, Age 17, Shoots Three Convicts in Self-Defense with AR, Killing Two and Maiming Third
[For other examples of kids using guns in self-defense, click here.] Kyle is being charged, purely out of political expediency, despite ample video evidence of valid cause for self-defense in each of the three shootings. Kyle is a lifeguard who showed up to help...Mortgage Lenders Stop Funding Loans in Trust
UPDATE: After a week of turmoil, looks like the mortgage bond market has stabilized a bit and mortgage loans on properties held in trusts are again saleable in the secondary market. Sanity has returned for now, at least while the market is taking whatever...Homeland Security Designates Gun Stores, Shooting Ranges, as Essential Business
The federal Department of Homeland Security has declared gun stores and shooting ranges to be part of our nationwide “essential critical infrastructure workforce” in sharp contradiction to what many localities are doing in shutting down gun stores...Boy, Age 13, Shoots Man Assaulting Grandmother
Next time some politician says you should block your kids from accessing your firearms, even if trained, consider this: Deputies arrived and found an adult male with a gunshot wound to his lower back. Deputies learned that the subject that had been shot was...Hoplophobic California Tops List of 2019 Mass Killings
This should not surprise anyone who understands violent criminals don’t painstakingly follow gun laws, but California, the state that highly restricts gun ownership and use and serves as a lab for crazy new restrictions, also topped the list for mass...Hobby Lobby Celebrates ‘Christ the Lord’ in Full-Page Christmas Ads
The reason for the season. "Today in the town of David a savior has been born to you; He is Christ the Lord." – Luke 2:11https://t.co/ePL8UKhjFY pic.twitter.com/P6L4hBPHeg— Official Hobby Lobby (@HobbyLobby) December 25, 2019 Do you have a...SECURE Act: How It Will Affect You and the Beneficiaries of Your Retirement Accounts
Dear Clients and Students, On December 20, 2019, President Trump signed the Setting Every Community Up for Retirement Enhancement Act (SECURE Act). The SECURE Act, which is effective January 1, 2020. The Act is the most impactful legislation affecting...
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