The BDOT Option for Trusted Beneficiaries
The Beneficiary Deemed Owner Trust (BDOT) is one of several options to consider for “trusted beneficiaries” (pun intended) to whom you are open to giving some access to trust income and/or principal. (Another option might be the Beneficiary Controlled...Israelis with gun licenses should carry arms, says Prime Minister
Since the drive-by terrorist shootings in Bnei Brak a couple of days ago, which killed five people and ended with the terrorist’s death in a gun battle with two police officers, one of whom was killed, Israel has decided to be more proactive in defending against...How Do I Change the Directors on My Corporate Board?
Corporate directors act as the governing body of a corporation. They manage the corporation’s business on behalf of the individuals who own the corporation. Directors serve on a board, and the board acts as a group to exercise the corporation’s powers. The board of...What would George Washington do in a Mass Shooting (or Ukraine)?
Mass Shooting First, the mass shooting scenario: Would George Washington run to the fire? Or would he simply call 911 and run to safety? None of us can know in advance whether we will be capable and willing to deliver heroism in such a situation. We can assume our...What to Include In Your Business Service Agreement
Small businesses account for nearly half of the economic activity in the United States. To successfully compete with bigger competitors, small businesses are increasingly outsourcing to improve their efficiency and lower costs. Outsourcing allows companies to expand...Vigano is Right to Fight NWO, Wrong to Appease Putin
Ukraine has replaced COVID in the news and it hits me personally because my wife’s entire family lives in eastern Ukraine. A nephew over there is like a brother to my daughter, due to the many summers she spent there as a child. Vigano Spreads False Russian...How to Protect Your Personal Assets as a Business Owner
As a small business owner who puts in long hours to build your enterprise, it can sometimes feel like there is no separation between your personal and professional lives. You are probably willing to make this sacrifice to build a company that reflects your values and...Critique of “California Gun Laws” (2022 edition)
This critique of the 2022 (9th) edition of “California Gun Laws” by C.D. “Chuck” Michel and Matthew D. Cubeiro is not a critique of the entire book, but only a small portion consisting of two sections, Section 3 (“Operation of Law”...Ukraine Beats US, Allows National Carry But Only Long Guns
It’s February 2022 and Ukraine has replaced SARS-CoV-2 as the focus of all news media. My wife is from Ukraine so for many years I blogged on Ukraine on my old World Examiner blog here. Recently I repurposed the WorldExaminer.com domain to point to a page on...How to Resolve Deadlocks in Your LLC
Membership in a limited liability company (LLC) may come with voting rights. Member voting rights are addressed in the LLC operating agreement, which typically provides that LLC members must vote on several issues that are material to the continuance of the business....Why You Might Want to Hire Someone to Be Your Registered Agent
If your business is registered with the state, you are required to name a registered agent at the time of registration or incorporation. A registered agent is the person who receives legal and tax documents on behalf of your business. You or other people in your...Morro Bay Finds Time to Support Baby Murder, While Racking Up Water Code Violations
Only a few months after enacting harmful gun control putting families at risk, Morro Bay City Council on January 25th passed a resolution supporting abortion rights. You might think the Council had better things to do, like maybe avoiding fines of $10,000 or...The Pandemic of the Unarmed & Untrained
Want to stop COVID fast? You have bullets enough. In this post I’ll expand on a great article with a brilliant title, “The Pandemic of the Unarmed,” by Ian Underwood over at Granite Grok. In that article, prompted by Quebec’s plans to...How to Start Your Business Year Strong
It has been a tough couple of years for many small businesses, but, as the adage goes, what doesn’t kill you makes you stronger. Small businesses that survived the challenges of 2020 and 2021—the worst pandemic in US history, a nationwide labor shortage, supply chain...Medical Tyranny: Forced Organ Harvesting in America?
Could we see forced organ harvesting here in the US? Of course the notion seems far-fetched, but over the last couple years we’ve fetched so much culture-rending nonsense from far-away communist China that we could be up to our eyeballs in China soon. We...Morro Bay Enacts Mandatory Firearm Storage Law
The City of Morro Bay has, by a unanimous 5-0 vote of its City Council, enacted Ordinance No. 644, mandating firearm storage effective next week starting October 28, 2021. The new law provides, in pertinent part: No person shall keep a firearm within a...Firearm Training is Main Gun Trust Benefit
Check out our radio ad! Click here: Script: Ronald Reagan warned us: “Freedom is never more than one generation away from extinction.” Your family can beat the odds with a F.I.R.S.T. Family Trust. Developed by Central Coast attorney Dave Duringer, the Firearm...Listen to our new Radio Ad
Check out our new radio ad, commencing today on the Andy Caldwell Show, K-NEWS 98.5 FM…best talk radio on the Central Coast! Posted with permission of the Andy Caldwell Show and Dimes Media. Click here: Script: Ronald Reagan warned us: “Freedom is never more...Recoil Magazine Cut Out the Main Point of My Article!
The well-respected Recoil Magazine published an article of mine in their latest issue, which went on sale last week. Whoopee! Except they cut out my main point (!) and since i wrote the entire article submission to support that point, it reads like a jumbled...What You Need to Know about Buy-Sell Agreements
If you are a business owner, you probably worry about your bottom line, employee retention, and health insurance premiums, but have you also considered what will happen to your business if you are in an accident? What if your business partner gets divorced and...California Prop 19 Passed, Urgent Action Recommended
Barring any assistance from a Kraken tentacle or two, it looks like California’s Prop 19 passed. Many families will be negatively affected and you should contact us right away for preliminary legal advice on whether you might benefit from taking immediate...Five Considerations Before You Use a Payment Demand Letter
To our estate planning and administration clients with businesses in their estates: As a business owner, it is almost guaranteed that you will encounter some variation of the following scenario: You engaged a client and completed fantastic work. The products...Lifeguard, Age 17, Shoots Three Convicts in Self-Defense with AR, Killing Two and Maiming Third
[For other examples of kids using guns in self-defense, click here.] Kyle is being charged, purely out of political expediency, despite ample video evidence of valid cause for self-defense in each of the three shootings. Kyle is a lifeguard who showed up to help...Mortgage Lenders Stop Funding Loans in Trust
UPDATE: After a week of turmoil, looks like the mortgage bond market has stabilized a bit and mortgage loans on properties held in trusts are again saleable in the secondary market. Sanity has returned for now, at least while the market is taking whatever...Homeland Security Designates Gun Stores, Shooting Ranges, as Essential Business
The federal Department of Homeland Security has declared gun stores and shooting ranges to be part of our nationwide “essential critical infrastructure workforce” in sharp contradiction to what many localities are doing in shutting down gun stores...Boy, Age 13, Shoots Man Assaulting Grandmother
Next time some politician says you should block your kids from accessing your firearms, even if trained, consider this: Deputies arrived and found an adult male with a gunshot wound to his lower back. Deputies learned that the subject that had been shot was...Hoplophobic California Tops List of 2019 Mass Killings
This should not surprise anyone who understands violent criminals don’t painstakingly follow gun laws, but California, the state that highly restricts gun ownership and use and serves as a lab for crazy new restrictions, also topped the list for mass...Hobby Lobby Celebrates ‘Christ the Lord’ in Full-Page Christmas Ads
The reason for the season. "Today in the town of David a savior has been born to you; He is Christ the Lord." – Luke 2:11https://t.co/ePL8UKhjFY pic.twitter.com/P6L4hBPHeg— Official Hobby Lobby (@HobbyLobby) December 25, 2019 Do you have a...SECURE Act: How It Will Affect You and the Beneficiaries of Your Retirement Accounts
Dear Clients and Students, On December 20, 2019, President Trump signed the Setting Every Community Up for Retirement Enhancement Act (SECURE Act). The SECURE Act, which is effective January 1, 2020. The Act is the most impactful legislation affecting...Graphic Video: Texas Church Members Use Pistols to Stop Long Gunner
[The video of this shooting is disappearing from the internet so I am posting it for students — take advantage of my offer of virtually unlimited free firearm training for you and everyone at your California place of worship.] The shooting occurred today...Sweeping New Puerto Rico Gun Law Adopts Shall-Issue Right to Carry, Recognizes Permits of All States
New Puerto Rico law, Act No. 168, greatly expands gun rights in the US territory effective next week on January 1, 2020. The law adopts a “shall-issue” type of concealed carry permit issuance and cites specifically the need to comply with Supreme...Pregnant Florida mom uses AR-15, kills home intruder
I regret that i lack time to blog more Defensive Gun Use (DGU) stories, even some interesting ones, but i cannot let 2019 close without blogging this recent story about a woman eight months pregnant who used an AR-15 to defend her husband and 11-year-old...President Trump Signs HUGE Tax Increase on Families (SECURE Act)
Yesterday with all eyes focused on impeachment, President Trump signed into law the Setting Every Community Up for Retirement Enhancement (SECURE) Act, part of the 1,700 page, $1.4 trillion Further Consolidated Appropriations Act, 2020 (H.R. 1865, as amended)....Is Your Original Written Content Protected from Theft?
Today, the majority of small businesses have their own websites. If you have included original written content such as blog posts, articles, or FAQs on your website as part of your efforts to draw people to your site and engage with new and existing customers,...4 Reasons to Consider Changing Your Business Structure
As your small business expands and evolves, it may make sense to consider changing its structure. Many small businesses start out as sole proprietorships or partnerships, with only one or two owners and no employees. Over time, as your business grows and...SLO Tribune article exploits Santa Clarita shooting to pitch gun control
Less than two hours after today’s shooting at Saugus High School in Santa Clarita, which at this hour has resulted in the deaths of two students, SLO Tribune published this article using the tragedy to pitch useleess gun control that would not have helped...6 Key Considerations for Passing Down a Family Business
You have spent years building your small business, but have you taken time to consider what will happen to it when you retire, become disabled, or pass away? Although it is often hard to fathom an event that may not occur for many years, it is important to put...High School Shooting Teams Are Getting Wildly Popular — And the NRA Is Helping
Several decades ago, an effort to add gun training to California curriculum was opposed by pediatricians here. But other states are discovering the value of this training: Then again, it might. In much of the country, the words guns and schools do tend to go...Family and the Revolution
Excerpts: Christianity elevated matrimony to a sacrament, affirming its indissolubility. When the Roman Empire collapsed the only reality which endured to form the basis of a new society was the family. The birth of the Middle Ages coincided with the...Create a Dynasty Trust before Window Slams Shut
Dynasty trusts may be a tough sell when it comes to some millenials. How long did AOC say we have, twelve years? On the other hand, clients who are sane may benefit from acting now to create a dynasty trust before the window closes in 2026 — or perhaps...Kiplinger’s State-by-State Guide to Taxes
You may find Kiplinger’s updated tax map surprising: Click on any state in the map below for a detailed summary of state taxes on income, property, and everything you buy. Check out our slideshows below, including our picks for the 10 most tax-friendly and the...FBI 2018 Crime Report: Less than 300 Rifle Murders, down by 24%
FBI’s 2018 crime report shows a big drop in violent crime, despite enemy media’s attempt to conflate homicides with the much larger problem of suicides. More analysis here: All methods of murder dropped by 7 percent in 2018, and gun murders fell by...Two Armed Citizens Detain Suspect in Stabbing of Woman at P.O. Parking Lot
The interesting thing about this case is that under federal law you cannot carry a gun in a post office parking lot, or even have it in the trunk of your car — even if you have a carry permit. An Andrews woman was stabbed Tuesday evening during a dispute...Governor Newsom Signs Anti-Gun Bills into Law
From NRA-ILA: Governor Newsom signed seven anti-gun bills into law — continuing the assault on our Second Amendment rights in the Golden State. These new laws pile onto the hundreds of existing laws and, like the others, will be equally ignored by criminals....Florida Allows Teachers to Carry
Florida now joins several other states in allowing teachers to carry. Smart teachers will step up and do so. Smart school districts will make it a job...Tarzan’s Son goes APE, and other recent Knife Attacks
Couple of local knife attacks made the news. Santa Barbara sheriff says Tarzan actor Ron Ely’s wife was killed by their son — stabbed multiple times. And just down the street from us, according to SLO sheriff, an Arroyo Grande man barricaded himself...PENA V. DEY – a warning to avoid handwritten trust amendments
Our clients are warned not to make handwritten changes to the trust instrument, and the recent case of Pena v Dey illustrates why: Summary: Where the trust expressly required that amendments be made by a signed writing, handwritten interlineations on a trust...Almost 19 Million Concealed Carry Permit Holders, Despite 16 States Not Requiring Permit
Concealed carry permit holders now number almost 19 million, nationally — over 1.4 million more permit holders than last year. Women and minorities lead the way in growth. Article...Gun Trusts are Back!
Enactment of AB 1292 has made estate planning much easier for California gun owners. Read our in-depth article here before access is restricted to members...
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